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Start for free

Always right.
Guaranteed.
At the best price.

Invoice your clients for free or become fully autonomous without a tax advisor from €22.5/month.
All plans are 100% deductible and you can cancel anytime.

FREE

€0

Free e-invoicing and banking for all self-employed

E-Invoicing & Bookkeeping

  • ✓ Send unlimited e-invoices through the app (XRechnung)
  • ✓ Scan 5 receipts and import invoices incl. e-invoices
  • ✓ Connect 1 bank account to auto-match expenses & invoices

Business Banking

  • ✓ Free business account and sub-account for taxes with German IBAN
  • ✓ Automatic savings for taxes
  • ✓ Free virtual Debit Mastercard

Starter Pack & discount for new self-employed in Germany 🇩🇪

  • 3 months for free on PRO
  • €100 discount on all plans
  • Free access to our Starter Pack

Most popular

Save 25% annually

GROW

€15,50

per month on yearly plan (excl. VAT)
instead of €18.50 on monthly plan

Invoicing, banking and taxes all in one place

E-Invoicing & Bookkeeping

  • ✓ Send unlimited e-invoices through the app (XRechnung)
  • ✓ Scan unlimited receipts and import invoices incl. e-invoices
  • + Connect 5 bank accounts and Paypalto auto-match expenses & invoices

Business Banking

  • ✓ Free business account and sub-account for taxes with German IBAN
  • ✓ Automatic savings for taxes
  • ✓ Free virtual Debit Mastercard

Automated tax filings

  • + Keep track of your Kleinunternehmer limit
  • + All yearly tax filings included (income tax, trade tax, P&L)
  • + AI Tax Advisor to answer 
questions 24/7
  • + See your net income after taxes
  • + Tax Guarantee up to €500

Save 25% annually

GROW MAX

€22,50

per month on yearly plan (excl. VAT)
instead of €33.50 on monthly plan

Extended Tax Guarantee, Personal Tax Coaches and 2% cash bonus

E-Invoicing & Bookkeeping

  • ✓ Send unlimited e-invoices through the app (XRechnung)
  • ✓ Scan unlimited receipts and import invoices incl. e-invoices
  • + Connect 10 bank accounts and Paypal to auto-match expenses & invoices

Business Banking

  • ✓ Free business account and sub-account for taxes with German IBAN
  • ✓ Automatic savings for taxes
  • + Free physical Debit Mastercard
  • + 2% cash bonus on all paid sales invoices

Automated tax filings

  • ✓ Keep track of your Kleinunternehmer limit
  • ✓ All yearly tax filings included (income tax, trade tax, P&L)
  • ✓ AI Tax Advisor to answer 
questions 24/7
  • ✓ See your net income after taxes
  • + Extended Tax Guarantee to €10.000 per filing
  • + Personal Tax Coach access

Hear it straight from our users

4.7

App Store

4.8

Google Play

4.9

Trustpilot

Marciela, Shop owner and designer about Accountable Banking

“Automatic tax savings with my bank account – so convenient.”

banking

Lucas, Freelance consultant about Accountable Invoicing

“Moving to PEPPOL was seamless with everything in one place”

invoicing

Karim, Owner of a coffee shop about Accountable Bookkeeping

“Scanning and attaching receipts with automatic recognition of all content. Magic.”

bookkeeping

Layla, Business owner and architect about Accountable Taxes

“No need to know about accounting and taxes.”

taxes

Explore in detail:
 How we support Kleinunternehmer

FREE GROW GROW MAX
E-INVOICING & BOOKKEEPING
Send unlimited e-invoices ✓ ✓ ✓
Receive e-invoices (XRechnung, ZUGFeRD) ✓ ✓ ✓
Write offers ✓ ✓ ✓
Scan expenses ✓ ✓ ✓
Support of foreign currencies ✓ ✓ ✓
Automation of recurring invoices ✓ ✓ ✓
Choose invoice templates × ✓ ✓
BUSINESS BANKING
Free Business Account with German IBAN ✓ ✓ ✓
Tax Savings Account with German IBAN ✓ ✓ ✓
Automatic savings for taxes in separate account ✓ ✓ ✓
EU deposit protection up to €100.000 per account ✓ ✓ ✓
Free virtual Debit Card ✓ ✓ ✓
Free physical Debit Card × × ✓
2% cash bonus on all paid sales invoices (max. €250/year) × × ✓
TAXES
Private Income Tax Declaration × ✓ ✓
Keep track of your Kleinunternehmer limit × ✓ ✓
Trade Tax declarations × ✓ ✓
Yearly Closing & EÜR × ✓ ✓
Profit & Loss statement (BWA) × ✓ ✓
See how much you earn after taxes & Tax Calculator × ✓ ✓
Tax Guarantee (€500 per filing) × ✓ ✓
Extended Tax Guarantee to €10.000 per filing × × ✓
ADVICE & SUPPORT
AI Tax Advisor × ✓ ✓
Personalised tax tips × ✓ ✓
Tax deadline reminders × ✓ ✓
Tax Coach support (within 2 days by chat/mail) × ✓ ✓
Personal Tax Coach access (calls included) × × ✓
CONNECT & SYNC
Connect any bank account ✓ ✓ ✓
Connect with Paypal × ✓ ✓
CSV Export ✓ ✓ ✓
DATEV & PDF export × ✓ ✓
Tax Advisor access × ✓ ✓
Access to Accountable Web × ✓ ✓

Got a question?