With Tap to Pay, you can accept contactless card payments from your customers using only your phone (iPhone or Android), no extra hardware, no card reader, and no fees for terminal rental. Just your phone and the Accountable app.
Open the Accountable app on your iPhone or Android phone.
Tap the + (action) button on your home screen to open the quick action menu.
Select Tap to Pay (it appears as Tap to Pay on iPhone or Tap to Pay on Android, depending on your device).
You'll see a welcome screen explaining that you can get paid directly with your phone, no card reader needed.
Tap Set up now to begin.
Next, you'll be asked to provide a few details about your business. This information is used to create your merchant profile and is reviewed before your account is activated.
Fill in the following fields:
Merchant name: this is the name your customers will see when paying you
Product type: choose what you sell:
Goods
Services
Virtual Goods
Gifts and Donations
Monthly expected volume: pick the range that best matches your business:
Less than 5,000 EUR
5,000 – 10,000 EUR
10,000 – 100,000 EUR
More than 100,000 EUR
Expected average transaction: the typical amount per payment, in €.
Link to your website or social media (optional): adding this helps speed up the review.
When everything is filled in, tap Continue.
Once your profile is submitted, you'll see a confirmation screen: "We're processing your profile request."
From here, our team will review your details. You'll receive both an email and an app notification as soon as your Tap to Pay profile is approved. ✅
As soon as approval comes through, you'll be able to start accepting card payments by simply tapping the customer's card (or their phone/watch) on the back of your phone.
Tap to Pay works on both iPhone and Android, as long as your phone meets the requirements. You can check them in this article.
You don't need any additional hardware or external card reader.
The merchant name you choose is visible to your customers, pick something they'll recognize.
Make sure your business details are accurate to avoid delays during the review.
If you have any questions about onboarding to Tap to Pay or if your approval is taking longer than expected, feel free to reach out to our support team. We'll be happy to help. 🚀
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Author - Sophia Merzbach
Sophia has been a key member of the Accountable team for many years, bringing a unique blend of journalistic precision and in-depth tax expertise to her work.
Who is Sophia ?Thank you for your feedback!
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Read moreThey always answer right away to any question I have, they provide clear answers, and they are very patient even when I struggle to understand. They try to explain in different ways. They are very helpful, responsive and friendly.
Chiara Marradi
10/05/2026
This is an amazing application with great support on issues. In short as in day I am addicted to it (in a positive way). I myself is from IT project management and the way they have captured the user requirement, it’s phenomenal.
Sumit Tewary
01/12/2024
UI is great. Feature packed and very easy to use. The team at Accountable were VERY quick to respond and their team of technicians soon had a fix in place. Very happy with the level of service so far. Thumbs up from me!
Dean Osborne
05/06/2023
Everything was great! All my questions were answered quickly and in a friendly manner.
Wenzeslawa Wegener
11/05/2026
This program is a lifesaver, and it is always improving. Plus, it has an AI chat feature that is actually useful.
Jeffrey Humble
12/01/2026
The coaching session on tax management was excellent, good material, excellent explanations and very insightful. Combined with the AI I never feel alone with Accountable.
Sergio Barbarino
13/04/2026
The availability of your team to help and guide people to understand their finances better is what really makes Accountable valuable. While the AI is able to give answers to most basic questions, specific scenarios need counsel from a human which your team performs beautifully.
Norma
06/04/2026
Fast and careful answers from Alina. Top service. Thank you.
Anonymous
06/04/2026
In the world where everyone seems to be out to get small entrepreneurs and overwhelm them with new rules, more taxes and reporting obligations, Accountable often feels like the one steady partner that actually wants you to succeed, providing quick, clear and personalised support. Thank you!
Janina Arsenjeva
10/04/2026
They always answer for questions wherever is via direct e-mail or through app. If they can’t answer fully they will forward you to the right place. Documents were always prepared well and ready to send further to government. Everything is intuitive in the app and easy to sort out even for someone completely green in this field.
Anonymous
12/03/2026
