With the Accountable Banking Cashback Program<\/b>, you can earn cashback when you pay with your Accountable Banking card. \ud83d\udcb3\u2728<\/p>\n
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Your cashback is calculated automatically based on your eligible card purchases.<\/p>\n
The amount you can earn depends on your Accountable plan:<\/p>\n
All Accountable Banking users:<\/b> Earn 0.5% cashback<\/b> on eligible card purchases, up to \u20ac10 per calendar month<\/b>.<\/p>\n<\/li>\n MAX users:<\/b> Choose one category and earn 5% cashback<\/b> on eligible purchases in that category, with a combined cashback limit of \u20ac25 per calendar month<\/b>.<\/p>\n<\/li>\n<\/ul>\n Cashback is available for both physical and virtual card payments<\/b>.<\/p>\n \n You can earn:<\/p>\n 0.5% cashback<\/b><\/p>\n<\/li>\n On eligible card purchases<\/p>\n<\/li>\n Up to \u20ac10 per calendar month<\/b><\/p>\n<\/li>\n<\/ul>\n \n As a MAX user, you can choose one cashback category and earn:<\/p>\n 5% cashback<\/b> on eligible purchases in your selected category<\/p>\n<\/li>\n 0.5% cashback<\/b> on other eligible purchases<\/p>\n<\/li>\n Up to \u20ac25 cashback in total per calendar month<\/b><\/p>\n<\/li>\n<\/ul>\n The \u20ac25 limit is a combined monthly limit for both your regular and boosted cashback.<\/p>\n \n Cashback is earned on eligible card purchases once they have been settled<\/b>.<\/p>\n Both of the following can be eligible:<\/p>\n Payments with your physical card<\/b><\/p>\n<\/li>\n Payments with your virtual card<\/b><\/p>\n<\/li>\n<\/ul>\n Cashback is not calculated when a payment is still pending. It is added once the transaction has been successfully settled.<\/p>\n \n The following transactions do not earn cashback:<\/p>\n ATM withdrawals<\/p>\n<\/li>\n Gambling and betting transactions<\/p>\n<\/li>\n Bank transfers<\/p>\n<\/li>\n Direct debits<\/p>\n<\/li>\n Fees<\/p>\n<\/li>\n Declined transactions<\/p>\n<\/li>\n Reversed or cancelled authorisations<\/p>\n<\/li>\n<\/ul>\n MAX users can choose one active category<\/b>:<\/p>\n \ud83c\udf7d\ufe0f Restaurants<\/p>\n<\/li>\n \ud83d\udcbb Software<\/p>\n<\/li>\n \ud83d\ude86 Transportation<\/p>\n<\/li>\n \u26fd Petrol<\/p>\n<\/li>\n \ud83d\udd28 Construction<\/p>\n<\/li>\n \ud83d\udce3 Advertising<\/p>\n<\/li>\n<\/ul>\n The 5% cashback rate is applied to eligible purchases within your selected category.<\/p>\n \n As a MAX user, you can select one active cashback category at a time<\/b>.<\/p>\n Your selected category receives the 5% cashback rate<\/b> when eligible purchases are made.<\/p>\n If you are choosing a category for the first time, the boost starts once your category has been selected.<\/p>\n \n Yes, you can change your category.<\/p>\n However, if you already have an active category, any change will take effect at the beginning of the next calendar month<\/b>.<\/p>\n Your current category remains active until then.<\/p>\n \n \u203c\ufe0fYou can only have one active category at a time<\/b>.<\/p>\n \n Cashback is calculated once an eligible card transaction has been settled<\/b>.<\/p>\n You can see:<\/p>\n How much cashback an eligible transaction has earned<\/p>\n<\/li>\n Your cashback activity as you continue using your card<\/p>\n<\/li>\n<\/ul>\n A transaction counts towards the month in which it is settled.<\/p>\n For example, if you make a purchase on January 31 but the transaction settles on February 2, it will count towards your February cashback<\/b>.<\/p>\n \n Your cashback is paid to your Accountable Banking balance<\/b> on the 1st day of the following calendar month<\/b>.<\/p>\n If the 1st falls on a weekend, the payout will be made on the following Monday.<\/p>\n \n Once you reach your monthly cashback limit, you will not earn additional cashback for the rest of that month.<\/p>\nHow much cashback can I earn?<\/h2>\n
All Accountable Banking users<\/h2>\n
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MAX users<\/h2>\n
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\ud83d\udecd\ufe0f Which purchases are eligible?<\/h2>\n
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\ud83d\udeab Which transactions are not eligible?<\/h2>\n
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\ud83d\ude80 What are the MAX cashback categories?<\/h2>\n
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\ud83c\udfaf How do I choose my cashback category?<\/h2>\n
\ud83d\udd04 Can I change my cashback category?<\/h2>\n
\u23f3 When is cashback calculated?<\/h2>\n
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\ud83d\udcb6 When is cashback paid?<\/h2>\n
\ud83d\udcca What happens when I reach my cashback limit?<\/h2>\n