{"id":15194,"date":"2026-08-17T09:54:09","date_gmt":"2026-08-17T09:54:09","guid":{"rendered":"https:\/\/www.accountable.de\/deductions\/fire-insurance\/"},"modified":"2026-08-17T09:54:09","modified_gmt":"2026-08-17T09:54:09","slug":"fire-insurance","status":"publish","type":"deduction","link":"https:\/\/www.accountable.de\/en\/deductions\/fire-insurance\/","title":{"rendered":"Fire insurance"},"content":{"rendered":"\n

Your fire insurance is tax-deductible<\/h2>\n\n\n\n

Can you, as a self-employed person in Belgium, put your fire insurance through as an expense? <\/p>\n\n\n\n

Did you buy or rent business premises<\/strong>? Then it\u2019s simple: yes. <\/p>\n\n\n\n

Do you use part of your (rented) home for professional activities<\/a><\/strong>? Then the answer is: yes, but partially<\/strong>. <\/p>\n\n\n\n

It all depends on the part of the building that is used for professional purposes. You can then deduct the fire insurance for that part. \ud83c\udfe1<\/p>\n\n\n\n

What percentage of your fire insurance can you deduct?<\/h2>\n\n\n\n

A few conditions<\/strong> apply (as with every business expense \ud83d\ude09) to deducting your fire insurance. <\/p>\n\n\n\n

For instance, the professional part of your home must be clearly separated from the private part<\/strong>. <\/p>\n\n\n\n

You can assign a percentage of the home to professional use<\/strong>, and only deduct the fire insurance costs for that part<\/strong>. The percentage of the fire insurance you can deduct is proportional to the part you use for professional purposes.\u00a0<\/p>\n\n\n\n

Do you use 20% of the home for your self-employed activities? Then you can book 20% of the fire insurance costs as a business expense. There is no fixed percentage<\/strong> that you may deduct as a self-employed person for fire insurance. In most cases, the surface-area percentage is used as the yardstick:\u00a0<\/p>\n\n\n\n

The part of your home in square metres that you use for your business, relative to the total surface area of the home.\u00a0<\/em><\/p>\n\n\n\n

If the fire insurance relates exclusively to a building you use only for professional purposes<\/strong>, you can deduct it in full<\/strong>. Full deductibility is also possible if the fire insurance was taken out specifically for your professional space.<\/p>\n","protected":false},"featured_media":0,"template":"","deduction_tag":[],"class_list":["post-15194","deduction","type-deduction","status-publish","hentry"],"acf":[],"yoast_head":"\nFire insurance | Accountable<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.accountable.de\/en\/deductions\/fire-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fire insurance | Accountable\" \/>\n<meta property=\"og:description\" content=\"Your fire insurance is tax-deductible Can you, as a self-employed person in Belgium, put your fire insurance through as an expense? Did you buy or rent business premises? Then it\u2019s simple: yes. 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